Venkatesh Kallur , Chief Risk Officer at Alizz Islamic Bank , talks digital risks and opportunities , Islamic finance , and managing change in an evolving world

W ith over three-and-a-half decades of banking experience across three continents , six countries and in multiple languages , Venkatesh Kallur , Chief Risk Officer ( CRO ) at Alizz Islamic Bank has seen the nature of the industry transformed by the rise of digital banking . “ I still recall back in the mid-90s in Toronto , when I had to transfer $ 1,000 from Canada to my parents in India . It used to take about 15 days and I had to follow up with my bank at least half a dozen times ,” Kallur remembers . “ Today , I sit in my bedroom , open my tablet or smartphone , trigger a transaction and tomorrow morning the money is in an account on the other side of the world .”