AFRICA and will only continue to do so . As mentioned before , fintech will be settling down in the next couple of years and will rest for good in order to look at what it has got and how to make best out the tools in its pocket .
One of the biggest tools is the data it has collected and continues to collect . It ’ s a time for data science and to explore every bit to see how cost , revenue , sales , growth , usage etc . can be optimised .
In Africa , my belief is that this has gone up many folds . Zimbabwe is a unique case where growth is at its highest level . Artificial intelligence will guide and work as navigator for this industry .
ABR : What are the challenges that come with mobile payments ?
VS : There are some challenges like cost of transaction , ease of performing the transaction , acceptance by merchants , should it be close or open loop ? The question on customers mind and at heart is “ How secure is my transaction ?” and time
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